Handle Expenses for Your Collegiate Experience with Financial Assistance

March 23rd, 2009

College is obscenely expensive and becoming more so by the year. Not only is there the enormous cost of tuition, but students must also account for the expense of books, miscellaneous campus fees, transportation, dorm fees, and food. Online colleges aren’t cheap either.

Some people’s parents can afford to pay for college, but others have to be more resourceful and work their way through school.

A person who really wants something in life can find a way to attain it. That often means being clever as well as working hard.

There are numerous opportunities to make the money to cover college expenses. After you read this, talk with the financial aid offices of the school to which you want to go or are already attending.

1. Loans

The most common means of paying for school is by borrowing the money from a bank. Every bank has a program that offers educational loans, even if you don’t yet have any established credit.

Shop around for loans with the lowest interest rates and those that don’t start accumulating until you leave school or later. The school to which you are applying may have a specific loan program that they would prefer you use.

2. Work-study Jobs

Most schools have special employment opportunities that are only available to students who need help paying for school These jobs are at the school you attend, generally pay well, and often permit you time to study while on the job.

They are better than jobs outside of school because they are close to where you go to class and will normally be very flexible to accommodate your class schedule.

3. Scholarships from Outside the School

There are literally thousands of scholarships, ranging from $50 to full tuition. Businesses and nonprofit organizations alike offer scholarships to help students attend college. Each scholarship is aimed toward something slightly different.

Whatever your background ethnically, religiously, or ideologically, chances are there are several scholarships available that can meet your need. You simply have to find them.

4. Financial Aid from Your School

Most schools have lots of money to give away and only charge the wealthiest students full tuition along with room and board. See what kinds of scholarships and aid your school offers. If they don’t provide you enough money to cover your costs, let them know you will be unable to attend without additional funding.

5. Jobs with Time to Study

If you have to work – even full time – to pay for college, you had better get a job that affords you time to study while working.

There are many jobs which pay well and at which it is acceptable to do schoolwork. Some examples are security guards, receptionists, and cashiers at slow businesses, libraries, or museums.

If you need to pay for college, be creative. There are countless ways to make money, especially for people as young and active as college students.

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